3 Tips from the Best Personal Finance Experts For 2015

December is always a year where we reflect on the past 12 months and make plans on how we can do things better the following year.

With finances being on literally most people’s minds these days, it’s a good idea to get some advice from the experts.

That said, and 2014 comes to a close, here are 3 tips from the best personal finance experts in the world today:

#1: Dave Ramsey: Get out of Debt

According to his, getting out of debt is the only way to live a successful financial Life. This is the best thing that you can do for 2015 and which will prevent you from spending more money on interest especially if you get serious about paying your debts off faster.

#2: Robert Kiyosaki: Drop the victim mentality

A number of Americans see themselves as victims of the job market as well as the uncertainty of the Social Security and Medicare programs. This will prevent you from taking control of your financial future and life.

Develop your talents if you can’t find a job. In fact, go about making one if you must. Create an ebook, blog or even a podcast.

#3: Emma Johnson: Grow Your Income

If you want to make more money, then it’s time to take serious steps so as to grow your income. For this, you have to be strong enough to develop a side business, ask your boss for a raise or even increase your billing if you own your own company.